You would like to have an affordable payment.
You are upside down on your home by $20,000 or more.
• Are behind on your mortgage payment
• Have received a Foreclosure Notice
• Are worried about making your next house payment
• Are considering bankruptcy to avoid foreclosure
Good credit or trashed credit does not matter,
Most likely we can do something,
Free 20 minute consultation and prequal in order to fill out this paperwork, request and application.
In order to start the process of saving your home, and potentially getting a Loan Mod, you must quickly gather a few documents and call me @ 435 668 9589 to review your paperwork.
Recent: Pay stubs, Bank Statements,
Taxes
• Mortgage Statement, and any letters
from the mortgage company
• Recent Utility Bill (Water, Lights,
Gas)
• Hardship Letter- Explaining the
reason why you fell behind on your
mortgage
Beware that your bank will usually try to get you into a forbearance agreement where your payment may actually be higher, and that is usually what home owners are NOT wanting.
For attorneys and others charging for loan modifications please contact Dianne so that we can discuss the components of the program (HARP, HAMP, 2MP, HAFA, FHA-HAMP, VA-HAMP), basic eligibility criteria, documentation requirements, and how you can help borrowers determine if they qualify for HAMP.
https://www.hmpadmin.com/portal/docs/hamp_borrower/hamprmaint.pdf
Mortgage Loan Modification - How it Works
Mortgage Loan Modification Sounds Easy Right? It can be very stressful and at times nearly impossible.
Come to my Loan Modification, consumer debt & Foreclosure Alternative Class, this is a self help class for $695 where we can assist you in education and filling out the forms asking your lender for your loan modification. This is a 4 hour class. For an extra $100 you can bring an additional student.
