http://www.makinghomeaffordable.gov/

Home owners need to be aggressive, and take action.

Click on this link for the Gov Bail Out Program/HAMP.

Contacting your bank is essential.

Making an offer to restructure debt or applying for the HAMP program?

First take your gross income and times it by .31% and if you can not afford that payment
you'll need to apply for a restructure. First decide just how much money each month to pay for your house you can afford and let that be your guide.

Check the previous post...